Credit and Debt Management

Description

Credit and Debt Management

Overview

This course provides a practical exploration of the fundamentals necessary for effective personal and business financial obligation management. It covers essential topics such as credit systems, debt structures, interest calculation methods, and strategies for building positive credit histories while avoiding common pitfalls. Through practical exercises, case studies, and financial planning tools, participants will develop skills to make informed borrowing decisions, manage existing debt strategically, and create sustainable paths toward financial stability and freedom.

Learning Outcomes

1. Interpret credit reports and scores to understand financial standing and identify areas for improvement.
2. Analyze different types of debt instruments (mortgages, credit cards, student loans, etc.) based on their terms, costs, and appropriate uses.
3. Calculate the true cost of debt using various interest computation methods and evaluate the impact of different repayment strategies.

This course includes

• One hour on demand video.
• Two articles.
• One downloadable resource.
• Certificate of completion.